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General Insurance
General insurance is crucial in India as it provides financial protection against unexpected events such as accidents, theft, natural calamities, and more. With the growing frequency and severity of such events, it is essential for individuals and businesses to have general insurance coverage to avoid being caught off guard and suffering financial losses. General insurance in India covers a range of products such as health insurance, travel insurance, home insurance, motor insurance, and more. By having appropriate general insurance coverage, individuals and businesses can safeguard their financial well-being and be prepared for any unforeseen circumstances that may arise.
It includes car and two-wheeler insurance, is mandatory in India under the Motor Vehicles Act of 1988. Here are some important points to consider regarding motor insurance in India:
Motor insurance provides the mandatory third-party liability coverage, which covers damages caused by the insured vehicle to third-party individuals or property.
In addition to third-party liability coverage, motor insurance in India also offers comprehensive coverage, which includes own damage coverage, theft coverage, and personal accident coverage for the vehicle owner and passengers.
Insurance providers offer a no-claim bonus (NCB) to policyholders who do not make any claims during the policy period. The NCB can reduce the premium for the subsequent policy period.
Policyholders can opt for additional coverage through add-ons such as zero depreciation cover, engine protector, roadside assistance, and more.
As your insurance partner, you can help you with motor insurance needs by providing the following services:
We can help you compare different motor insurance policies offered by various insurance providers in terms of coverage, premium, add-ons, and other features, helping clients make an informed decision.
In case of an accident or damage to the insured vehicle, we can assist you in filing and settling motor insurance claims with the insurance provider, making the process smoother and hassle-free for them.
We send timely reminders to clients regarding your motor insurance policy renewal, ensuring that your coverage is not lapsed and they remain protected.
Do you have questions?
Call or visit us.
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