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Company Fixed Deposits
Corporate Fixed Deposits are a traditional and prevalent investment option that has been around for a long time. Opting for the right type of savings scheme can make a significant difference in ensuring guaranteed returns. Fixed Deposits provide the opportunity to create wealth at low risk and offer value-added benefits.
Deposits that are placed with companies for a fixed period and earn a predetermined rate of interest are referred to as Company Fixed Deposits. These deposits provide a higher rate of return as compared to those offered by banks.
Based on your preference, you can select the most suitable tenure from a wide range of options. Additionally, you have the flexibility to choose the frequency of interest payments that you wish to receive, including-
Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused. Premature encashment of deposit is available any time subject to payment of prescribed penalty.
Corporate Fixed Deposits offer higher interest rates compared to traditional bank Fixed Deposits.
The returns on Corporate Fixed Deposits are fixed and assured, which makes them a low-risk investment option.
It provides flexible tenures that can range from a few months to a few years, allowing investors to choose a suitable investment horizon.
Investors can choose to receive interest payments at regular intervals, such as monthly, quarterly, half-yearly, or annually.
FDs are rated by credit rating agencies, that provide investors with an understanding of company's stability & creditworthiness.
Investing in Corporate Fixed Deposits helps in diversifying an investor's portfolio, reducing overall risk and increasing returns.
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